Non-Weight Loss New Year’s Resolutions
We’ve made it to 2018! In our January Newsletter, you will find a few ideas for non-weight loss New Year’s resolutions, tips for avoiding office burnout, and some updates of 401k and Social Security benefits.
Non-Weight Loss New Year’s Resolutions
It seems that almost everyone resolves to get in shape or lose weight for the new year, but 80% of these resolutions fail by February! Why not try to work on some other areas of health instead? Life is about more than just the size of your jeans! Check out the non-weight loss New Year’s Resolutions suggestions below.
• Cut Out Complaining— Negative thinking leads to increased stress levels. Instead, think of next steps to fix problems like the ones you encounter in the future and/or learn to let the little things go.
• Say No More Often— Always being busy leads to chronic stress and burnout. Everyone needs time to recharge their batteries and relax. If you’re tired, uncomfortable, overcommitted or just doing it to please someone else, you’re allowed to say no!
• Pack A Lunch—Packing a lunch every day for work can save you over $1,500 a year! Skip your morning coffee runs as well, and you’ll save at least an additional $600 a year by brewing your own at home. All together you’ll save enough for a pretty nice little vacation by the end of 2018!
• Read One Book a Month— Some of the greatest minds of our generation read every single day. There’s definitely something to it, in fact, reading is shown to increase empathy and emotional intelligence.
• Give a Compliment Every Day—Compliments lift the mood of both the giver, and the recipient. While commenting on someone’s hair or shoes is nice, look past the surface and find something really sincere to share. It could be that they’re a great listener, did an awesome job on a work project, or have a beautiful heart. A genuine compliment will make someone’s day!
Beat Office Burnout
With over 50% of US employees feeling overworked and overwhelmed at times, it’s no wonder that office burn-out is now commonplace. Nip it in the bud with a few of the tips below.
Work Somewhere New— If you’re tied to a desk, try to move to a different part of the office. If not, try working from a new coffee shop or café for an afternoon. A change of scenery gets your creative juices flowing.
Change Perspectives—Sometimes it helps to approach the mundane in a different way. Perhaps review your emails and imagine what the recipient’s thoughts may be. Are you communicating your needs and services effectively?
Try Something New—Spend time with someone very different from you, read a book on a subject that’s brand new to you, or volunteer. Doing new things boosts creativity.
Don’t Fight Your Productivity Clock—If you have the ability, work during your personal most productive times. Not everyone is a morning person and during “active procrastination” we often invent new ways to do things, narrow in on the most important and useful tasks and make better decisions.
Embrace Boredom— Put the tech gadgets away. Giving your mind a break from the constant stimulation of technology allows it to better take in new things and have new thoughts, which can boost creativity.
Social Security and 401k Changes
Social Security Benefits Increase – Monthly Social Security and Supplemental Security Income benefits for more than 61 million Americans will increase by 2 percent in 2018. According to a new SSA fact sheet, the maximum Social Security benefit for workers retiring at full retirement age in 2018 will be $2,778 per month, up from $2,687 per month in 2017.
401(k) Limit Increase – The contribution limit for employees who participate in 401(k) and 403(b) plans will increase from $18,000 to $18,500 in 2018. The overall amount they can defer, including pretax, after-tax and employer contributions, is the lesser of 100% of their compensation or $55,000. Employees age 50 and over have the same ‘catch-up’ contribution limit of $6,000.